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Post Info TOPIC: What is fire insurance policy ?


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What is fire insurance policy ?

A Fire insurance is a legal contract between the insurance company and the policyholder where the insurance company take all financial risk that happened by fire. Not only it can cover fire explosions, but also it covers other perils like man-made disaster, natural disaster, lightning explosions etc. But all home insurance policies don't cover the damages that caused by fire but insurance companies offer add-ons feature that can be purchased separately by the policyholder if he/she want. Purchasing fire insurance coverage will help you to cover the replacement, reconstruction and replacement cost of the property, but there are certain exclusions such as damage caused due to war or war-like situations.

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