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Post Info TOPIC: What is fire Insurance Policy and what does it cover?


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What is fire Insurance Policy and what does it cover?

A fire insurance is a contract between a policyholder and the insurance company in which the insurer agrees to compensate the insured in case of loss or damage which happens to a particular property due to fire. It covers the cost of replacement, repair, or reconstruction of property. It can cover the followings things that are listed below :- 

Loss or damage due to:

  • Fire explosions
  • Lightning
  • Other explosion/implosion.
  • Aircraft damage.
  • Riot, strike, malicious damage.
  • Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation.
  • Impact damage.
  • Subsidence and landslide including rock slide.
  • Bursting and overflowing of water tanks, apparatus and pipes.
  • Missile-testing operations.
  • Leakage from automatic sprinkler installation.
  • Bush Fire.

For more information please click the link :-

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